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 In this two-minute read, we look at ways people can make their mental health a priority during uncertain times.

 As we head towards what could be a very different Christmas this year, there are many positive things you can do to keep your spirits up and nurture your mental wellbeing.

 Try following these tips to get through the next two months.

Be kind to yourself

2020 has been challenging. It’s understandable if you feel frazzled or fed up. Please don’t beat yourself up about it and don’t pretend you’re invincible.

Have a routine

Many mental health experts say following a daily routine is useful if you’re feeling anxious or depressed. Set your alarm for the same time every day, get up, shower and get dressed. These habits will provide a good structure and prevent days merging into weeks. 

A two-minute read.

Prime Minister Boris Johnson announced yesterday that he would make the dream of buying a first home a more achievable reality for first-time buyers.

The news came in a speech to the virtual Conservative conference.

The PM claimed his Government would introduce fixed-rate long term mortgages which would see as many as 2 million first time buyers being able to borrow 95% of the value of the property they want to buy.

The move is intended to help younger buyers afford a home of their own as large deposits of up to 10-15 % are often the stumbling block to their home-owning ambitions.

A two-minute read.

Sometimes we all must talk about things we feel uncomfortable discussing.

It could be with a neighbour whose parking is driving you to distraction.

Or your colleague who doesn’t know the meaning of leaving the work kitchen as they’d like to find it.

Maybe it’s the sweat-inducing chat about the birds and the bees with your growing children.

Whatever it is that makes you fidget in your seat at the thought of, rest assured at Cook Residential we feel your discomfort… as we are about to discuss Christmas.

Before you douse us with the last of your summer wine or lecture us about it being the middle of September, please let us explain.

In this three-minute read, we look at seven things you can do to ease the back-to-school nerves children may be facing ahead of the new academic year.

The lockdown and ongoing fallout of the Covid-19 pandemic have been tough for everyone.

But it’s been especially hard for school-aged children.

They’ve gone months without seeing a lot of their friends, have had their routine turned upside down and now face new worries as the schools head back in September.

It’s going to be a challenging time for parents and kids, but these seven ideas from the University of Calgary in Canada can help ease any Covid-19 concerns that going back to school may bring.

In this two-minute read, we look at the return of 90% loan to value mortgages (LTV) and the flurry of activity in the housing market.

The property market has received a shot in the arm with some lenders including Nationwide reintroducing 90% LTV mortgages for first-time buyers.

As Nationwide is Britain’s second-biggest lender, the decision is another piece of good news for the sector which has roared back into action in recent weeks.

Metro Bank, Coventry for Intermediaries and Platform, the intermediary arm of the Co-operative Bank, have also brought back 90% LTV products.

Why are 90% LTV mortgages such a big deal?

For many first-time buyers, the most significant barrier to purchasing their own place is getting the deposit together.

With their 10% deposit requirement, 90% LTV mortgages are the most accessible option for those striving to buy their first home.

So, when lenders pulled their 90% LTV deals in June due to uncertainty over the economy, first-time buyers felt the squeeze. This was a broader concern for the industry because if property newbies can’t enter the market, it affects all the other players in the property chain.

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