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Purchasing buy to let properties is one of the biggest and wisest investments you can make. If it is your first investment property you might be unsure of how it works, to make it easier for you, we have put together a guide of things you may need to consider:

1. Weighing up your obligations of becoming a landlord

It is important that you go into this sector with your eyes wide open, knowing your legal rights and obligations as a landlord and similarly your tenant’s rights and obligations too. Not only this but it is crucial to be aware of the potential risks associated with letting your property out and ensuring that you have done everything you can to firstly prevent things from happening and secondly to safeguard yourself and your investment in the eventuality that something did go wrong. Some issues to consider are how to serve relevant notices or draw up tenancy agreements, referencing tenants, dealing with problematic tenants, chasing rent arrears, registering deposits and dealing with damages disputes. There is plenty of useful information out there for landlords on the Citizen’s Advice Bureau and the Government website.

We have had a couple of confused buyers recently so we thought we'd put together a helpful blog about the current stamp duty guidelines. Its true - stamp duty has got a little bit more complicated over the last few years but don't panic! We are going to try and make this as simple as possible so that you know exactly where you stand when it comes to
A) whether or not you have to pay it, and
B) if you do - how much will you have to pay?

Firstly, its important to establish which one is applicable to you...

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.
NB: You’re only eligible if you, and anyone else you’re buying with, are first-time buyers
If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Calling all Cheltenham Emergency Services workers, NHS staff and Armed Forces...

We all really appreciate you looking after #ourchelt and would like to express our thanks by offering you a discount on our award-winning, sales service commission fee.

Just present your @Blue Light Card during the market appraisal appointment and we will give you an automatic 50% discount from our standard commission fee!

You look after Cheltenham - so let us look after you!
Call 01242 500259 to book a FREE, no-obligation market appraisal today.

*Offer not to be used in conjunction with any other offer and only applicable to houses for sale in the GL50, GL51, GL52 and GL53 postcode areas.
50% Discount applied to the full standard fee of 1.5% or a minimum fee of £2,000, whichever is the greater. Offer not applicable to second to market properties unless they have not been marketed for 3 months.

1.Your spending will boost the local economy

Research on spending done by local authorities shows that for every £1 spent with a small or medium-sized business 63p stayed in the local economy, compared to 40p with a larger business. High streets populated with thriving independent businesses boost the prices of nearby homes according to a recent study. Research by American Express found that house prices near a prosperous town centre have risen by an average of £40,000 more over the past decade than other properties. 

2.It is the ethical choice

When you shop at local butchers, bakers, farm shops and green grocers, it is likely that a decent percentage of the produce has had a short field-to-fork journey. Along with supporting local farmers, it means the food is likely to contain more nutrients and have less packaging.

With regards to local service industries you are benefitting from local experience, knowledge and advice on your local area and market. Resources and focus are less likely to be distorted by need and success of other branches in different areas and long-term goals of expansion.

NAEA The Property Ombudsman Rightmove Zoopla Primelocation OnTheMarket